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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,277 | $95,404+7.2% | $113,397-9.8% | $82,637+23.8% |
| Participation rate | 87.3% | 72.8%+14.5pp | 76.5%+10.8pp | 68.1%+19.3pp |
| Annual return | 9.20% | 19.08%-9.9pp | 23.20%-14.0pp | 53.51%-44.3pp |
| Employer contribution / active EE | $986 | $2,307-57.3% | $2,977-66.9% | $2,552-61.4% |
| Participant deferral / active EE | $2,298 | $4,220-45.5% | $5,076-54.7% | $4,126-44.3% |
| Admin fee / account holder | $1,951 | $9,168-78.7% | $11,957-83.7% | $7,339-73.4% |