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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,483 | $86,919+12.2% | $102,457-4.9% | $80,911+20.5% |
| Participation rate | 88.1% | 72.4%+15.7pp | 76.5%+11.6pp | 67.6%+20.4pp |
| Annual return | 13.42% | 18.90%-5.5pp | 29.41%-16.0pp | 35.63%-22.2pp |
| Employer contribution / active EE | $522 | $2,368-77.9% | $3,022-82.7% | $2,756-81.0% |
| Participant deferral / active EE | $2,540 | $4,119-38.3% | $5,054-49.7% | $4,297-40.9% |
| Admin fee / account holder | $6,316 | $8,049-21.5% | $9,451-33.2% | $6,935-8.9% |