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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,565 | $114,119-58.3% | $107,187-55.6% | $138,895-65.8% |
| Participation rate | 95.0% | 78.1%+16.9pp | 75.0%+20.0pp | 79.9%+15.1pp |
| Annual return | 8.71% | 273.21%-264.5pp | 204.55%-195.8pp | 145.39%-136.7pp |
| Employer contribution / active EE | $7,161 | $4,059+76.4% | $3,782+89.3% | $4,194+70.7% |
| Participant deferral / active EE | $2,100 | $5,538-62.1% | $5,096-58.8% | $6,396-67.2% |
| Admin fee / account holder | $81,505 | $10,024+713.1% | $9,162+789.6% | $12,562+548.8% |