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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,358 | $106,267-24.4% | $96,520-16.7% | $139,456-42.4% |
| Participation rate | 91.3% | 77.8%+13.5pp | 74.3%+17.0pp | 80.3%+11.0pp |
| Annual return | 11.35% | 38.45%-27.1pp | 35.72%-24.4pp | 373.45%-362.1pp |
| Employer contribution / active EE | $11,686 | $4,105+184.7% | $3,739+212.6% | $4,753+145.9% |
| Participant deferral / active EE | $1,666 | $5,454-69.5% | $4,879-65.8% | $6,711-75.2% |
| Admin fee / account holder | $403 | $7,882-94.9% | $6,733-94.0% | $11,407-96.5% |