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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,570 | $83,908-51.6% | $68,509-40.8% | $125,389-67.6% |
| Participation rate | 88.2% | 78.2%+10.1pp | 74.7%+13.5pp | 83.2%+5.0pp |
| Annual return | -2.69% | 14.48%-17.2pp | 8.27%-11.0pp | 282.24%-284.9pp |
| Employer contribution / active EE | $3,416 | $3,031+12.7% | $2,278+50.0% | $4,866-29.8% |
| Participant deferral / active EE | $835 | $4,125-79.7% | $3,382-75.3% | $5,352-84.4% |
| Admin fee / account holder | $3,957 | $8,982-55.9% | $5,275-25.0% | $9,541-58.5% |