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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,276 | $99,032-27.0% | $80,022-9.7% | $135,382-46.6% |
| Participation rate | 55.6% | 78.4%-22.8pp | 75.8%-20.3pp | 82.6%-27.1pp |
| Annual return | -7.57% | 15.39%-23.0pp | 11.22%-18.8pp | 519.77%-527.3pp |
| Employer contribution / active EE | $1,573 | $3,043-48.3% | $2,468-36.3% | $4,779-67.1% |
| Participant deferral / active EE | $4,234 | $4,282-1.1% | $3,686+14.9% | $5,609-24.5% |
| Admin fee / account holder | $2,254 | $10,436-78.4% | $6,521-65.4% | $10,829-79.2% |