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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,651 | $104,251-49.5% | $91,004-42.1% | $147,585-64.3% |
| Participation rate | 60.0% | 78.2%-18.2pp | 75.6%-15.6pp | 82.8%-22.8pp |
| Annual return | 14.26% | 27.06%-12.8pp | 4.60%+9.7pp | 578.58%-564.3pp |
| Employer contribution / active EE | $1,755 | $3,116-43.7% | $2,456-28.6% | $4,876-64.0% |
| Participant deferral / active EE | $5,039 | $4,195+20.1% | $3,548+42.0% | $5,439-7.3% |
| Admin fee / account holder | $499 | $8,948-94.4% | $5,417-90.8% | $10,886-95.4% |