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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,219 | $129,959+82.5% | $104,301+127.4% | $134,532+76.3% |
| Participation rate | 50.0% | 79.5%-29.5pp | 73.3%-23.3pp | 81.2%-31.2pp |
| Annual return | -17.86% | 42.04%-59.9pp | 24.61%-42.5pp | 418.27%-436.1pp |
| Employer contribution / active EE | $1,023 | $4,185-75.6% | $3,373-69.7% | $4,741-78.4% |
| Participant deferral / active EE | $5,725 | $5,589+2.4% | $4,626+23.8% | $6,401-10.6% |
| Admin fee / account holder | $0 | $9,325-100.0% | $7,340-100.0% | $11,429-100.0% |