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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,074 | $142,430+20.1% | $115,170+48.5% | $152,897+11.9% |
| Participation rate | 66.7% | 82.4%-15.7pp | 75.9%-9.2pp | 82.5%-15.8pp |
| Annual return | 22.75% | 41.48%-18.7pp | 35.60%-12.9pp | 345.43%-322.7pp |
| Employer contribution / active EE | $990 | $4,011-75.3% | $3,179-68.9% | $4,764-79.2% |
| Participant deferral / active EE | $7,185 | $5,165+39.1% | $4,169+72.4% | $5,851+22.8% |
| Admin fee / account holder | $0 | $8,464-100.0% | $7,089-100.0% | $11,599-100.0% |