Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $36,805 |
UBS FINANCIAL SERVICES INC2 years Filed as: UBS FINANCIAL SERVICES, INC. Service code 27 · EIN 13-2638166 | Advisory (Plan) | $13,063 |
NOVA 401(K) ASSOCIATES2 years Service code 13 · EIN 20-1181458 | Contract Administrator | $10,018 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 · EIN 84-0467907 | Recordkeeping Fees | $6,294 |
METZ & ASSOCIATES PLLC2 years Service code 10 · EIN 46-4558541 | Accounting | $5,500 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,712 | $51,226-44.0% | $82,744-65.3% | $66,938-57.1% |
| Participation rate | 64.7% | 67.9%-3.1pp | 72.6%-7.8pp | 69.8%-5.1pp |
| Annual return | -38.15% | -9.61%-28.5pp | 702.22%-740.4pp | 1.58%-39.7pp |
| Employer contribution / active EE | $1,535 | $2,612-41.2% | $3,008-49.0% | $2,545-39.7% |
| Participant deferral / active EE | $4,963 | $3,460+43.5% | $4,395+12.9% | $4,238+17.1% |
| Admin fee / account holder | $381 | $416-8.2% | $5,325-92.8% | $594-35.8% |