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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,228 | $91,439-28.7% | $135,974-52.0% | $71,511-8.8% |
| Participation rate | 75.3% | 75.7%-0.3pp | 81.9%-6.6pp | 67.9%+7.4pp |
| Annual return | 39.97% | 29.90%+10.1pp | 68.30%-28.3pp | 28.86%+11.1pp |
| Employer contribution / active EE | $3,535 | $3,705-4.6% | $4,859-27.2% | $2,589+36.5% |
| Participant deferral / active EE | $6,643 | $7,093-6.3% | $7,760-14.4% | $4,291+54.8% |
| Admin fee / account holder | $1,521 | $1,267+20.1% | $10,767-85.9% | $1,588-4.2% |