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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,077 | $84,493-37.2% | $125,381-57.7% | $66,938-20.7% |
| Participation rate | 69.2% | 76.4%-7.2pp | 82.4%-13.1pp | 69.8%-0.6pp |
| Annual return | -17.99% | -8.49%-9.5pp | 572.31%-590.3pp | 1.58%-19.6pp |
| Employer contribution / active EE | $2,362 | $3,554-33.5% | $4,815-50.9% | $2,545-7.2% |
| Participant deferral / active EE | $4,765 | $6,783-29.8% | $7,448-36.0% | $4,238+12.4% |
| Admin fee / account holder | $1,562 | $685+128.1% | $10,007-84.4% | $594+163.2% |