Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $459,473 | $105,284+336.4% | $150,734+204.8% | $94,015+388.7% |
| Participation rate | 10.3% | 71.7%-61.4pp | 78.4%-68.1pp | 70.8%-60.5pp |
| Annual return | 17.59% | 15.67%+1.9pp | 600.81%-583.2pp | 17.84%-0.3pp |
| Employer contribution / active EE | $0 | $3,599-100.0% | $4,918-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $1,548 | $4,274-63.8% | $5,610-72.4% | $4,249-63.6% |
| Admin fee / account holder | $20,898 | $9,839+112.4% | $14,905+40.2% | $8,951+133.5% |