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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,476 | $98,776+5.8% | $149,745-30.2% | $79,856+30.8% |
| Participation rate | 97.4% | 75.8%+21.6pp | 82.5%+15.0pp | 69.6%+27.8pp |
| Annual return | 10.34% | 27.38%-17.0pp | 276.72%-266.4pp | 31.71%-21.4pp |
| Employer contribution / active EE | $3,924 | $3,217+22.0% | $4,646-15.5% | $2,471+58.8% |
| Participant deferral / active EE | $9,449 | $5,681+66.3% | $6,843+38.1% | $3,741+152.6% |
| Admin fee / account holder | $12,084 | $6,053+99.6% | $9,312+29.8% | $5,306+127.7% |