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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,562 | $85,766-32.9% | $136,298-57.8% | $70,126-17.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 15.32% | 31.46%-16.1pp | 5156.27%-5141.0pp | 73.15%-57.8pp |
| Employer contribution / active EE | $2,594 | $2,966-12.6% | $4,696-44.8% | $2,343+10.7% |
| Participant deferral / active EE | $6,949 | $5,051+37.6% | $6,247+11.2% | $3,332+108.6% |
| Admin fee / account holder | $898 | $5,421-83.4% | $9,244-90.3% | $4,645-80.7% |