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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,069 | $109,411+245.5% | $89,435+322.7% | $158,982+137.8% |
| Participation rate | 66.7% | 74.3%-7.6pp | 68.0%-1.3pp | 82.0%-15.3pp |
| Annual return | 24.48% | 345.68%-321.2pp | 245.55%-221.1pp | 302.99%-278.5pp |
| Employer contribution / active EE | $1,458 | $3,173-54.1% | $2,587-43.7% | $4,763-69.4% |
| Participant deferral / active EE | $1,766 | $4,600-61.6% | $3,890-54.6% | $5,983-70.5% |
| Admin fee / account holder | $0 | $6,159-100.0% | $4,884-100.0% | $11,252-100.0% |