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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,123 | $104,953+186.9% | $84,637+255.8% | $152,909+96.9% |
| Participation rate | 50.0% | 74.8%-24.8pp | 68.2%-18.2pp | 82.5%-32.5pp |
| Annual return | 31.15% | 373.94%-342.8pp | 258.82%-227.7pp | 345.46%-314.3pp |
| Employer contribution / active EE | $1,599 | $3,304-51.6% | $2,653-39.7% | $4,764-66.4% |
| Participant deferral / active EE | $7,091 | $4,691+51.2% | $3,900+81.8% | $5,851+21.2% |
| Admin fee / account holder | $0 | $6,244-100.0% | $4,914-100.0% | $11,601-100.0% |