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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,628 | $183,592+10.9% | $155,574+30.9% | $145,877+39.6% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 12.61% | 61.37%-48.8pp | 64.87%-52.3pp | 551.28%-538.7pp |
| Employer contribution / active EE | $568 | $5,317-89.3% | $4,676-87.9% | $4,663-87.8% |
| Participant deferral / active EE | $2,629 | $6,466-59.3% | $5,629-53.3% | $6,691-60.7% |
| Admin fee / account holder | $21,544 | $19,316+11.5% | $15,914+35.4% | $13,402+60.7% |