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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,704 | $102,393-3.6% | $147,041-32.9% | $80,911+22.0% |
| Participation rate | 92.6% | 75.9%+16.7pp | 82.2%+10.4pp | 67.6%+24.9pp |
| Annual return | 13.18% | 134.95%-121.8pp | 419.21%-406.0pp | 35.63%-22.5pp |
| Employer contribution / active EE | $3,291 | $3,715-11.4% | $4,935-33.3% | $2,756+19.4% |
| Participant deferral / active EE | $7,536 | $6,647+13.4% | $8,071-6.6% | $4,297+75.4% |
| Admin fee / account holder | $6,773 | $7,943-14.7% | $13,006-47.9% | $6,935-2.3% |