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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,052 | $82,674+18.6% | $125,363-21.8% | $68,495+43.2% |
| Participation rate | 97.4% | 75.0%+22.4pp | 82.4%+15.1pp | 67.9%+29.5pp |
| Annual return | -19.64% | -5.97%-13.7pp | 572.15%-591.8pp | -7.84%-11.8pp |
| Employer contribution / active EE | $8,693 | $3,382+157.0% | $4,815+80.5% | $2,596+234.8% |
| Participant deferral / active EE | $11,942 | $6,111+95.4% | $7,447+60.4% | $4,028+196.5% |
| Admin fee / account holder | $5,930 | $6,276-5.5% | $10,005-40.7% | $5,403+9.8% |