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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $472,844 | $86,949+443.8% | $102,460+361.5% | $80,959+484.1% |
| Participation rate | 96.8% | 72.4%+24.4pp | 76.5%+20.3pp | 67.7%+29.1pp |
| Annual return | 13.92% | 18.89%-5.0pp | 29.47%-15.6pp | 35.67%-21.7pp |
| Employer contribution / active EE | $4,762 | $2,370+100.9% | $3,025+57.4% | $2,757+72.7% |
| Participant deferral / active EE | $6,085 | $4,121+47.6% | $5,056+20.3% | $4,300+41.5% |
| Admin fee / account holder | $21,900 | $8,048+172.1% | $9,460+131.5% | $6,925+216.2% |