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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $511,935 | $97,550+424.8% | $120,344+325.4% | $87,485+485.2% |
| Participation rate | 97.0% | 72.8%+24.1pp | 76.7%+20.3pp | 68.9%+28.0pp |
| Annual return | 13.47% | 18.41%-4.9pp | 20.30%-6.8pp | 26.06%-12.6pp |
| Employer contribution / active EE | $5,161 | $2,291+125.3% | $3,020+70.9% | $2,596+98.8% |
| Participant deferral / active EE | $6,752 | $4,230+59.6% | $5,135+31.5% | $4,274+58.0% |
| Admin fee / account holder | $5,262 | $9,543-44.9% | $12,742-58.7% | $7,775-32.3% |