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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,905 | $215,361-10.4% | $171,082+12.8% | $273,972-29.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 76.7%+23.3pp | 83.0%+17.0pp |
| Annual return | -5.82% | 25.14%-31.0pp | 32.56%-38.4pp | 41.46%-47.3pp |
| Employer contribution / active EE | $7,609 | $4,967+53.2% | $4,002+90.1% | $4,869+56.3% |
| Participant deferral / active EE | $11,204 | $5,543+102.1% | $4,797+133.5% | $5,287+111.9% |
| Admin fee / account holder | $25,618 | $10,846+136.2% | $8,520+200.7% | $10,133+152.8% |