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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,822 | $62,672+271.5% | $185,117+25.8% | $70,126+232.0% |
| Participation rate | 92.3% | 63.8%+28.5pp | 77.3%+15.0pp | 69.5%+22.8pp |
| Annual return | 6.87% | 40.79%-33.9pp | 40.50%-33.6pp | 73.15%-66.3pp |
| Employer contribution / active EE | $6,731 | $1,753+283.9% | $4,182+61.0% | $2,343+187.3% |
| Participant deferral / active EE | $8,776 | $3,272+168.3% | $5,045+74.0% | $3,332+163.4% |
| Admin fee / account holder | $16,107 | $3,932+309.7% | $8,159+97.4% | $4,645+246.7% |