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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,917 | $106,008-20.8% | $92,240-9.0% | $147,586-43.1% |
| Participation rate | 60.0% | 80.4%-20.4pp | 76.5%-16.5pp | 82.8%-22.8pp |
| Annual return | 10.50% | 50.05%-39.5pp | 176.29%-165.8pp | 578.59%-568.1pp |
| Employer contribution / active EE | $1,564 | $4,333-63.9% | $3,680-57.5% | $4,876-67.9% |
| Participant deferral / active EE | $4,624 | $4,478+3.2% | $3,897+18.6% | $5,439-15.0% |
| Admin fee / account holder | $21,165 | $6,333+234.2% | $5,194+307.5% | $10,886+94.4% |