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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,457 | $87,542-1.2% | $75,782+14.1% | $125,393-31.1% |
| Participation rate | 68.4% | 80.2%-11.7pp | 75.8%-7.4pp | 83.2%-14.8pp |
| Annual return | -1.04% | 13.48%-14.5pp | 9.68%-10.7pp | 282.23%-283.3pp |
| Employer contribution / active EE | $1,288 | $3,930-67.2% | $3,323-61.2% | $4,866-73.5% |
| Participant deferral / active EE | $1,808 | $4,229-57.2% | $3,652-50.5% | $5,351-66.2% |
| Admin fee / account holder | $9,372 | $6,502+44.1% | $5,300+76.8% | $9,541-1.8% |