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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,146 | $124,314-27.5% | $109,163-17.4% | $167,518-46.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 8.38% | 26.04%-17.7pp | 25.75%-17.4pp | 478.71%-470.3pp |
| Employer contribution / active EE | $1,497 | $4,209-64.4% | $3,723-59.8% | $4,838-69.1% |
| Participant deferral / active EE | $5,538 | $5,256+5.4% | $4,654+19.0% | $6,342-12.7% |
| Admin fee / account holder | $164,729 | $7,973+1966.2% | $6,754+2339.0% | $12,312+1237.9% |