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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,741 | $107,363+11.5% | $92,909+28.9% | $152,897-21.7% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | -1.71% | 145.63%-147.3pp | 109.44%-111.1pp | 345.43%-347.1pp |
| Employer contribution / active EE | $1,582 | $4,222-62.5% | $3,653-56.7% | $4,764-66.8% |
| Participant deferral / active EE | $12,692 | $4,848+161.8% | $4,238+199.5% | $5,851+116.9% |
| Admin fee / account holder | $859 | $7,082-87.9% | $5,795-85.2% | $11,599-92.6% |