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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,355 | $100,901-75.9% | $75,501-67.7% | $147,585-83.5% |
| Participation rate | 60.0% | 77.1%-17.1pp | 72.4%-12.4pp | 82.8%-22.8pp |
| Annual return | 7.02% | 35.78%-28.8pp | 27.35%-20.3pp | 578.58%-571.6pp |
| Employer contribution / active EE | $654 | $3,253-79.9% | $2,352-72.2% | $4,876-86.6% |
| Participant deferral / active EE | $1,431 | $4,027-64.5% | $3,142-54.5% | $5,439-73.7% |
| Admin fee / account holder | $113 | $11,285-99.0% | $5,801-98.1% | $10,886-99.0% |