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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,577 | $96,956-79.8% | $69,779-71.9% | $273,972-92.9% |
| Participation rate | 68.8% | 77.1%-8.3pp | 71.8%-3.1pp | 83.0%-14.3pp |
| Annual return | 4.38% | 12.93%-8.6pp | 12.99%-8.6pp | 41.46%-37.1pp |
| Employer contribution / active EE | $768 | $3,316-76.9% | $2,338-67.2% | $4,869-84.2% |
| Participant deferral / active EE | $1,508 | $3,744-59.7% | $2,931-48.5% | $5,287-71.5% |
| Admin fee / account holder | $2,270 | $7,934-71.4% | $4,381-48.2% | $10,133-77.6% |