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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,628 | $71,872-0.3% | $86,691-17.4% | $68,495+4.6% |
| Participation rate | 88.9% | 72.2%+16.6pp | 76.6%+12.3pp | 67.9%+21.0pp |
| Annual return | 2.59% | 3.53%-0.9pp | 35.94%-33.4pp | -7.84%+10.4pp |
| Employer contribution / active EE | $992 | $2,173-54.4% | $2,837-65.0% | $2,596-61.8% |
| Participant deferral / active EE | $3,190 | $3,779-15.6% | $4,656-31.5% | $4,028-20.8% |
| Admin fee / account holder | $11,283 | $6,112+84.6% | $7,492+50.6% | $5,403+108.8% |