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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,127 | $78,423-15.7% | $95,964-31.1% | $79,856-17.2% |
| Participation rate | 81.5% | 73.5%+8.0pp | 77.1%+4.4pp | 69.6%+11.8pp |
| Annual return | 5.43% | 19.37%-13.9pp | 91.64%-86.2pp | 31.71%-26.3pp |
| Employer contribution / active EE | $1,302 | $1,945-33.1% | $2,541-48.8% | $2,471-47.3% |
| Participant deferral / active EE | $3,446 | $3,440+0.2% | $4,167-17.3% | $3,741-7.9% |
| Admin fee / account holder | $8,866 | $5,622+57.7% | $6,797+30.4% | $5,306+67.1% |