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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,613 | $133,981-15.2% | $112,249+1.2% | $134,532-15.5% |
| Participation rate | 83.3% | 78.6%+4.8pp | 75.1%+8.3pp | 81.2%+2.1pp |
| Annual return | -16.28% | 47.16%-63.4pp | 27.48%-43.8pp | 418.27%-434.5pp |
| Employer contribution / active EE | $1,615 | $4,040-60.0% | $3,636-55.6% | $4,741-65.9% |
| Participant deferral / active EE | $9,575 | $5,292+80.9% | $4,729+102.5% | $6,401+49.6% |
| Admin fee / account holder | $775 | $7,492-89.7% | $6,412-87.9% | $11,429-93.2% |