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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,293 | $115,814+0.4% | $101,275+14.8% | $158,982-26.9% |
| Participation rate | 75.0% | 79.4%-4.4pp | 75.8%-0.8pp | 82.0%-7.0pp |
| Annual return | 13.77% | 56.16%-42.4pp | 46.48%-32.7pp | 302.99%-289.2pp |
| Employer contribution / active EE | $1,730 | $4,176-58.6% | $3,660-52.7% | $4,763-63.7% |
| Participant deferral / active EE | $2,504 | $4,958-49.5% | $4,371-42.7% | $5,983-58.2% |
| Admin fee / account holder | $656 | $7,249-91.0% | $5,948-89.0% | $11,252-94.2% |