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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,705 | $97,732-21.5% | $83,831-8.5% | $135,380-43.3% |
| Participation rate | 52.9% | 80.0%-27.0pp | 76.1%-23.2pp | 82.6%-29.7pp |
| Annual return | -6.46% | 1287.56%-1294.0pp | 850.99%-857.4pp | 519.81%-526.3pp |
| Employer contribution / active EE | $1,115 | $4,222-73.6% | $3,631-69.3% | $4,779-76.7% |
| Participant deferral / active EE | $1,836 | $4,683-60.8% | $4,082-55.0% | $5,609-67.3% |
| Admin fee / account holder | $1,846 | $6,675-72.3% | $5,479-66.3% | $10,828-83.0% |