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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,469 | $58,258+31.3% | $81,820-6.5% | $80,925-5.5% |
| Participation rate | 95.3% | 63.5%+31.8pp | 72.4%+22.9pp | 67.7%+27.7pp |
| Annual return | 8.39% | 41.76%-33.4pp | 777.93%-769.5pp | 35.65%-27.3pp |
| Employer contribution / active EE | $2,343 | $2,345-0.1% | $2,915-19.6% | $2,756-15.0% |
| Participant deferral / active EE | $9,272 | $3,284+182.4% | $4,323+114.5% | $4,299+115.7% |
| Admin fee / account holder | $19,234 | $4,976+286.5% | $7,391+160.3% | $6,940+177.1% |