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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,469 | $58,234+31.3% | $81,783-6.5% | $80,874-5.4% |
| Participation rate | 95.3% | 63.4%+31.9pp | 72.4%+23.0pp | 67.6%+27.7pp |
| Annual return | 8.39% | 41.70%-33.3pp | 775.05%-766.7pp | 35.62%-27.2pp |
| Employer contribution / active EE | $2,343 | $2,341+0.1% | $2,913-19.5% | $2,756-15.0% |
| Participant deferral / active EE | $9,272 | $3,283+182.4% | $4,320+114.6% | $4,297+115.8% |
| Admin fee / account holder | $19,234 | $4,982+286.1% | $7,380+160.6% | $6,935+177.3% |