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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,469 | $58,311+31.1% | $81,882-6.6% | $80,959-5.5% |
| Participation rate | 95.3% | 63.5%+31.8pp | 72.4%+22.9pp | 67.7%+27.6pp |
| Annual return | 8.39% | 41.85%-33.5pp | 779.47%-771.1pp | 35.67%-27.3pp |
| Employer contribution / active EE | $2,343 | $2,347-0.1% | $2,916-19.6% | $2,757-15.0% |
| Participant deferral / active EE | $9,272 | $3,287+182.1% | $4,323+114.5% | $4,300+115.6% |
| Admin fee / account holder | $19,234 | $4,752+304.7% | $7,360+161.3% | $6,925+177.7% |