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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $622,149 | $77,908+698.6% | $149,696+315.6% | $75,173+727.6% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 9.71% | 31.73%-22.0pp | 134.46%-124.7pp | 160.72%-151.0pp |
| Employer contribution / active EE | $14,878 | $3,138+374.2% | $4,821+208.6% | $2,671+457.0% |
| Participant deferral / active EE | $2,985 | $3,411-12.5% | $5,682-47.5% | $4,126-27.7% |
| Admin fee / account holder | $76,203 | $5,950+1180.8% | $13,212+476.8% | $5,651+1248.6% |