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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,267 | $77,638+273.9% | $156,551+85.4% | $62,881+361.6% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 6.97% | 50.33%-43.4pp | 32.23%-25.3pp | 20.14%-13.2pp |
| Employer contribution / active EE | $14,142 | $3,444+310.6% | $5,501+157.1% | $2,281+520.0% |
| Participant deferral / active EE | $2,413 | $3,046-20.8% | $4,871-50.5% | $3,203-24.7% |
| Admin fee / account holder | $826 | $5,561-85.2% | $13,028-93.7% | $4,296-80.8% |