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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,946 | $166,242-84.4% | $165,071-84.3% | $145,884-82.2% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.6%+4.7pp | 80.3%+3.0pp |
| Annual return | 9.67% | 100.44%-90.8pp | 70.17%-60.5pp | 551.85%-542.2pp |
| Employer contribution / active EE | $1,350 | $5,283-74.5% | $4,347-69.0% | $4,662-71.1% |
| Participant deferral / active EE | $4,484 | $6,964-35.6% | $6,035-25.7% | $6,690-33.0% |
| Admin fee / account holder | $5,136 | $16,658-69.2% | $12,695-59.5% | $13,392-61.6% |