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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,848 | $110,278-72.9% | $95,740-68.8% | $139,466-78.6% |
| Participation rate | 93.3% | 75.7%+17.6pp | 72.3%+21.1pp | 80.3%+13.0pp |
| Annual return | 17.98% | 27.19%-9.2pp | 28.41%-10.4pp | 373.66%-355.7pp |
| Employer contribution / active EE | $887 | $3,260-72.8% | $2,836-68.7% | $4,754-81.3% |
| Participant deferral / active EE | $1,152 | $4,674-75.4% | $4,244-72.9% | $6,712-82.8% |
| Admin fee / account holder | $3,339 | $6,613-49.5% | $5,676-41.2% | $11,409-70.7% |