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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,214 | $106,557-68.8% | $91,227-63.6% | $134,545-75.3% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -21.30% | 160.81%-182.1pp | 114.14%-135.4pp | 418.37%-439.7pp |
| Employer contribution / active EE | $3,755 | $3,332+12.7% | $2,851+31.7% | $4,742-20.8% |
| Participant deferral / active EE | $4,179 | $4,719-11.4% | $4,234-1.3% | $6,401-34.7% |
| Admin fee / account holder | $356 | $6,235-94.3% | $5,423-93.4% | $11,431-96.9% |