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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,764 | $121,701-81.3% | $104,639-78.2% | $158,982-85.7% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 12.89% | 465.72%-452.8pp | 340.67%-327.8pp | 302.99%-290.1pp |
| Employer contribution / active EE | $3,527 | $3,165+11.4% | $2,682+31.5% | $4,763-25.9% |
| Participant deferral / active EE | $2,972 | $4,176-28.8% | $3,738-20.5% | $5,983-50.3% |
| Admin fee / account holder | $478 | $7,778-93.8% | $6,465-92.6% | $11,252-95.7% |