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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,494 | $118,488-78.5% | $98,462-74.1% | $139,487-81.7% |
| Participation rate | 77.8% | 77.5%+0.3pp | 75.2%+2.6pp | 80.3%-2.6pp |
| Annual return | 15.50% | 18.96%-3.5pp | 21.17%-5.7pp | 373.84%-358.3pp |
| Employer contribution / active EE | $1,215 | $3,611-66.3% | $3,049-60.1% | $4,755-74.4% |
| Participant deferral / active EE | $1,265 | $5,393-76.5% | $4,738-73.3% | $6,713-81.2% |
| Admin fee / account holder | $1,181 | $13,868-91.5% | $8,875-86.7% | $11,407-89.7% |