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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,473 | $116,203-88.4% | $93,621-85.6% | $152,909-91.2% |
| Participation rate | 77.8% | 78.1%-0.3pp | 75.8%+1.9pp | 82.5%-4.7pp |
| Annual return | 21.65% | 35.96%-14.3pp | 32.76%-11.1pp | 345.46%-323.8pp |
| Employer contribution / active EE | $1,178 | $3,219-63.4% | $2,719-56.7% | $4,764-75.3% |
| Participant deferral / active EE | $1,367 | $4,605-70.3% | $4,070-66.4% | $5,851-76.6% |
| Admin fee / account holder | $2,340 | $10,751-78.2% | $7,890-70.3% | $11,601-79.8% |