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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,838 | $99,032-92.1% | $80,022-90.2% | $135,380-94.2% |
| Participation rate | 100.0% | 78.4%+21.6pp | 75.8%+24.2pp | 82.6%+17.4pp |
| Annual return | -12.22% | 15.39%-27.6pp | 11.22%-23.4pp | 519.81%-532.0pp |
| Employer contribution / active EE | $1,351 | $3,043-55.6% | $2,468-45.3% | $4,779-71.7% |
| Participant deferral / active EE | $2,024 | $4,282-52.7% | $3,686-45.1% | $5,609-63.9% |
| Admin fee / account holder | $664 | $10,436-93.6% | $6,521-89.8% | $10,828-93.9% |