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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 49 · EIN 04-1590850 | Other Services | $81,909 |
Service code 26 3930 E RAY ROAD STE 170 · PHOENIX, AZ 85044 | Advisory (Participants) | $50,136 |
Service code 13 · EIN 90-0451904 6500 SW MACADAM AVE · PORTLAND, OR 97239 | Contract Administrator | $20,720 |
AMERICAN REALTY ADVISORS3 years Filed as: AMERICAN BEACON Service code 52 · EIN 75-2401150 | Indirect Investment Fees | $0 |
AMERICAN REALTY ADVISORS3 years Filed as: AMERICAN BEACON EIN 75-2401150 Service code 52 | Indirect Investment Fees | $0 |
AMERICAN FUNDS3 years Service code 52 · EIN 52-0792143 | Indirect Investment Fees | $0 |
AMERICAN FUNDS3 years Filed as: AMERICAN FUNDS EIN 52-0792143 Service code 52 | Indirect Investment Fees | $0 |
Filed as: GREAT WEST LIFE & ANNUITY INSURANCE Service code 49 · EIN 84-0467907 | Other Services | $0 |
PIMCO FUNDS3 years Service code 52 · EIN 95-2632339 | Indirect Investment Fees | $0 |
PIMCO FUNDS3 years Filed as: PIMCO FUNDS EIN 95-2632339 Service code 52 | Indirect Investment Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,428 | $62,581-33.8% | $124,694-66.8% | $86,821-52.3% |
| Participation rate | 68.8% | 56.9%+11.9pp | 74.6%-5.9pp | 72.3%-3.5pp |
| Annual return | 12.87% | 26.67%-13.8pp | 5144.82%-5131.9pp | 97.94%-85.1pp |
| Employer contribution / active EE | $420 | $1,604-73.8% | $3,325-87.4% | $2,406-82.5% |
| Participant deferral / active EE | $1,485 | $2,725-45.5% | $4,615-67.8% | $4,132-64.0% |
| Admin fee / account holder | $402 | $170+137.1% | $7,495-94.6% | $170+137.2% |