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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,491 | $39,162-11.9% | $100,671-65.7% | $59,633-42.2% |
| Participation rate | 80.8% | 55.9%+24.9pp | 70.7%+10.1pp | 68.7%+12.1pp |
| Annual return | -6.95% | 21.07%-28.0pp | 20.43%-27.4pp | 2041.45%-2048.4pp |
| Employer contribution / active EE | $1,282 | $1,151+11.4% | $4,012-68.0% | $2,203-41.8% |
| Participant deferral / active EE | $1,461 | $1,992-26.7% | $3,144-53.5% | $3,192-54.2% |
| Admin fee / account holder | $2,214 | $2,969-25.4% | $4,850-54.4% | $4,297-48.5% |