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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,594 | $223,823+34.3% | $211,142+42.4% | $154,746+94.3% |
| Participation rate | 80.0% | 87.9%-7.9pp | 87.3%-7.3pp | 80.7%-0.7pp |
| Annual return | 19.43% | 50.39%-31.0pp | 46.84%-27.4pp | 172.34%-152.9pp |
| Employer contribution / active EE | $3,068 | $6,787-54.8% | $6,442-52.4% | $4,379-29.9% |
| Participant deferral / active EE | $6,548 | $9,750-32.8% | $9,284-29.5% | $6,730-2.7% |
| Admin fee / account holder | $3,754 | $19,707-80.9% | $19,076-80.3% | $14,365-73.9% |