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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,759 | $201,372+22.5% | $184,260+33.9% | $145,884+69.1% |
| Participation rate | 66.7% | 87.5%-20.8pp | 86.8%-20.2pp | 80.3%-13.6pp |
| Annual return | 15.03% | 29.04%-14.0pp | 28.84%-13.8pp | 551.85%-536.8pp |
| Employer contribution / active EE | $2,898 | $7,024-58.7% | $6,427-54.9% | $4,662-37.8% |
| Participant deferral / active EE | $6,309 | $9,808-35.7% | $9,133-30.9% | $6,690-5.7% |
| Admin fee / account holder | $20,734 | $16,362+26.7% | $13,898+49.2% | $13,392+54.8% |