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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,992 | $117,846-11.8% | $102,434+1.5% | $145,884-28.7% |
| Participation rate | 80.0% | 78.6%+1.4pp | 76.5%+3.5pp | 80.3%-0.3pp |
| Annual return | 11.49% | 31.90%-20.4pp | 29.46%-18.0pp | 551.85%-540.4pp |
| Employer contribution / active EE | $183 | $3,615-94.9% | $3,023-94.0% | $4,662-96.1% |
| Participant deferral / active EE | $2,465 | $5,733-57.0% | $5,055-51.2% | $6,690-63.1% |
| Admin fee / account holder | $9,983 | $13,356-25.3% | $9,462+5.5% | $13,392-25.5% |