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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,633 | $110,240-15.1% | $96,544-3.0% | $139,487-32.9% |
| Participation rate | 85.7% | 78.1%+7.6pp | 76.0%+9.7pp | 80.3%+5.4pp |
| Annual return | 16.03% | 26.41%-10.4pp | 25.88%-9.8pp | 373.84%-357.8pp |
| Employer contribution / active EE | $697 | $3,622-80.8% | $2,966-76.5% | $4,755-85.3% |
| Participant deferral / active EE | $3,226 | $5,549-41.9% | $4,851-33.5% | $6,713-51.9% |
| Admin fee / account holder | $10,062 | $11,602-13.3% | $8,254+21.9% | $11,407-11.8% |