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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,039 | $100,811-7.7% | $86,698+7.3% | $134,545-30.8% |
| Participation rate | 71.4% | 79.0%-7.5pp | 76.6%-5.2pp | 81.2%-9.8pp |
| Annual return | -16.65% | 29.11%-45.8pp | 35.96%-52.6pp | 418.37%-435.0pp |
| Employer contribution / active EE | $509 | $3,490-85.4% | $2,837-82.1% | $4,742-89.3% |
| Participant deferral / active EE | $4,036 | $5,339-24.4% | $4,656-13.3% | $6,401-37.0% |
| Admin fee / account holder | $17,798 | $10,926+62.9% | $7,492+137.6% | $11,431+55.7% |